AI agents are poised to transform credit card commerce in 2026, potentially impacting 20% of card transactions. Merchants and issuers must adapt by hiring experienced tech leaders and educating consumers on AI's benefits, as many are open to letting AI manage purchases for them. Preparation is crucial for both retailers and credit card companies to successfully integrate AI into daily shopping interactions.
https://www.cardrates.com/news/banks-face-a-looming-ai-payments-reckoning/