Payment Account Reference (PAR)
PAR: unique identifier for payment transactions, ensures tracking, reconciliation of funds. Essential for efficient financial processing and reporting.
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Payment Card Industry Data Security Standard (PCI DSS)
PCI DSS: Security requirements for organizations handling card payments. Focus on protecting cardholder data, preventing fraud, and ensuring secure processing. Compliance involves six main objectives: build secure network, protect cardholder data, maintain vulnerability management program, implement strong access control measures, regularly monitor and test networks, and maintain an information security policy.
Phishing-as-a-Service (PhaaS)
PhaaS: Cybercrime model offering phishing tools, infrastructure, and support for attackers. Lowers barrier to entry, enables widespread phishing campaigns. Users rent services, growth in cyber threats.
Post-Quantum Cryptography (PQC)
PQC: Security against quantum attacks; replaces classical algorithms (RSA, ECC); employs lattice-based, hash-based, code-based schemes; aims for standardization to ensure future-proof encryption.