Card-not-present (CNP)
CNP: Online transactions without physical card. Higher fraud risk, requires strong security (e.g., CVV, 3D Secure). Growing e-commerce reliance.
Card Networks Flag Fraud
Visa and Mastercard report increased fraud risks ahead of the holiday season, highlighting criminals' use of AI and new tactics. They warn of sophisticated scams and encourage consumer awareness to prevent financial loss.
https://www.paymentsdive.com/news/card-networks-flag-new-frauds-retail-shopping-holidays/806304/
AI Is Killing Many Entry-Level Jobs
AI is replacing entry-level jobs, making it tough for recent graduates. Employers are increasingly using AI, reducing demand for these positions, which impacts career advancement. While hiring for 2026 is projected to grow only slightly, some companies remain committed to entry-level hiring. The need for upskilling is emphasized, with advice for young workers to seek opportunities in smaller firms and learn AI-related skills to stay competitive.
American Workers Are Leading the AI Revolution Despite Questions Around New Career Paths
The KPMG survey reveals that most U.S. workers are actively adopting AI to improve productivity, with a majority using these tools regularly and seeking more training. Despite embracing AI, workers are increasingly worried about job security, with over half fearing replacement and wanting reassurance that upskilling will support long-term career growth. Gen Z faces heightened anxiety about job loss and values in-person development, while differences in workplace preferences along gender lines point to diversity and equity challenges. Leadership is called to close the trust gap by investing in upskilling, flexible work options, and clear career pathways.
https://kpmg.com/us/en/media/news/american-workers-leading-ai-revolution.html
Cybersecurity Trends to 2026: AI Threats, Supply Chains & Identity
Cybersecurity by 2026 will prioritize AI threats, supply chain risks, and identity management, shifting focus toward visibility and biometric authentication. Companies will treat cyber resilience as a business competency, emphasizing quick threat detection and identity management as central to security strategies. Passwords may be phased out in favor of more secure authentication methods.
https://itbrief.co.uk/story/cybersecurity-trends-to-2026-ai-threats-supply-chains-identity
More Companies Are Shifting Workers to Passwordless Authentication
Companies increasingly adopt passwordless authentication to enhance security and user experience, with 92% of CISOs planning implementation. This technology reduces the need for traditional passwords, using methods like biometrics and hardware tokens, leading to improved productivity and fewer IT issues. Organizations cite cost savings from reduced password resets and the need for compliance, while employee education is crucial for successful adoption.
https://www.cnbc.com/2025/11/23/passwords-corporate-cybersecurity-employee-authentication.html
Five Years In The Chair: Practical Lessons From Leading IT In Higher Ed
CIO Zach Rossmiller reflects on five years leading IT at the University of Montana amidst challenges like staff burnout and declining enrollment. Key lessons learned include:
- Trust is crucial for collaboration and effective leadership.
- Invisible work is essential for stability, demanding acknowledgment.
- Crisis management reveals strengths and weaknesses; preparation is vital.
- Continuous personal evolution is necessary for effective leadership.
- Shared success requires collaboration from diverse stakeholders.
Rossmiller emphasizes that clarity and adaptability are essential for future challenges in educational IT management.
A Day in the Life of a Strategy-driven CIO
CIO Stephen Franchetti of Samsara balances IT operations and strategic planning. He starts work around 7 AM, reviewing IT issues and aligning with business goals. Effective CIOs must focus on proactive strategy over reactivity. Franchetti emphasizes collaboration with other executives, managing time efficiently, and must lead in architecture and security-related decisions. His role extends to shaping company culture and ensuring alignment across functions. He believes in a mix of conventional and unconventional paths to the CIO position, stressing the importance of viewing IT as a strategic enabler rather than just operational management.
https://www.techtarget.com/searchcio/feature/A-day-in-the-life-of-a-strategy-driven-CIO
Cloudflare Takes Down Global Digital Economy
A recent major Cloudflare outage highlighted risks of centralized digital services, revealing vulnerabilities in even advanced infrastructure. Experts suggest moving towards a multivendor approach to mitigate risks associated with single points of failure and enhance digital resilience.
The Evolving Role of the CIO
CIOs now pivot from mere tech reporting to driving innovation and embedding IT in business strategies. They must foster a culture of collaboration and see technology as an integral business enabler. As AI is poised to boost global GDP, CIOs must prioritize ethical governance and transparency, guiding companies through digital transformation while balancing trust and accountability. Embracing edge computing enhances operational resilience amid disruptions. The most effective CIOs will bridge visionary thinking with responsible leadership, shaping the future of business in a digital-first environment.